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We have all seen countless ads, billboards, and commercials selling different types of insurance coverage. But why is insurance important? Insurance is designed to pay for various types of claims depending upon the type of policy that has been applies. Insurance can be an effective resource in protecting our automobiles, homes , belongings, and physical health; despite its ridiculously high rate. Law requires some types of coverage, while others can be bought in addition. An experienced insurance agent can go over your best choices concerning rates and coverage. auto insurance 44116